Privacy Policies

Effective Date: 4/16/2025

This Privacy Policy outlines how Dream Team Lending LLC (“we,” “our,” or “the Company”) collects, uses, discloses, and protects information obtained through its website. Dream Team Lending LLC is committed to maintaining the privacy and security of personal information provided by users of the website.

1. Information We Collect

We may collect the following types of information:

• Personally Identifiable Information (PII): This includes, but is not limited to, name, email address, phone number, mailing address, Social Security number, and financial data such as income, employment history, credit score, and bank account information, when voluntarily submitted through contact forms, applications, or other website features.
• Non-Personally Identifiable Information (Non-PII): We may collect data such as IP address, browser type, operating system, referring URLs, pages viewed, and the date/time of website visits through standard web tracking technologies including cookies and analytics tools.

2. How We Use the Information

Information collected may be used for the following purposes:

• To process loan applications and pre-approvals
• To respond to inquiries and provide customer service
• To improve website functionality and user experience
• To comply with legal and regulatory obligations
• To send communications related to loan products, services, or marketing (only with user consent)

3. Information Sharing and Disclosure

We do not sell or rent personal information to third parties. We may share information with:

• Third-party lenders and service providers directly involved in the loan application or processing workflow
• Regulatory or law enforcement agencies as required by law, court order, or legal process
• IT service providers or data processors under contract who assist in maintaining our website and business operations, with appropriate data protection safeguards

4. Data Security

Dream Team Lending LLC implements reasonable administrative, technical, and physical safeguards to protect personal information against unauthorized access, disclosure, or misuse. These include encryption technologies, secure servers, and access controls. However, no method of transmission over the internet or electronic storage is 100% secure.

5. Cookies and Tracking

The website uses cookies and similar technologies to collect user activity and preferences. Users may disable cookies through their browser settings, but doing so may affect website functionality.

6. Your Rights and Choices

Users have the right to:

• Access or request a copy of their personal data
• Request correction of inaccurate information
• Request deletion of data, subject to legal or regulatory retention requirements
• Opt out of marketing communications

Requests should be submitted via the contact information provided below.

7. External Links

The website may contain links to third-party websites. Dream Team Lending LLC is not responsible for the privacy practices or content of external websites. Users are encouraged to review the privacy policies of any linked sites.

8. Children’s Privacy

Our website is not directed to children under the age of 13, and we do not knowingly collect personal data from children.

9. Policy Updates

We reserve the right to update or revise this Privacy Policy at any time. Changes will be effective upon posting to the website with the updated effective date.

10. Contact Information

For questions or concerns regarding this Privacy Policy, contact:

Dream Team Lending LLC
13831 National Rd SW., Suite 100, Reynoldsburg, OH 43068
Phone: (614) 930-6164
Email: info@thedreamteamlending.com
NMLS ID: 2314088